Broker Check

8 Wealth Management Issues

We believe that the most important areas for our clients to address are the 8 Wealth Management IssuesSM.  We believe that all financial matters, wealth management planning and everyday tax & accounting decisions are inter-related and are best served by working with a team that fully understands all of your goals and needs.

Investment Management*

  • Do you have a financial plan?
  • Do you know where your investments are and what you're invested in?
  • When is the last time you spoke to your financial advisor?

Cash Flow and Debt

  • Do you need help getting your financial life in order?
  • Are you saving for a new home or to remodel?

Family Risk Management

  • Do you have a will?
  • Have you planned for your long-term care needs?

Retirement Planning

  • Are you prepared for your retirement?
  • Do you know what you will need in retirement?
  • Are you utilizing your employer's retirement account options fully?

Education Planning*

  • Do you need to plan for your child's college education?
  • Would you like to help with your grandchild's education funding?
  • Do you know the difference between an Educational IRA and a 529 Plan?

Legacy and Estate Planning

  • Do you have a will?
  • Will you leave a large estate?
  • Do you want to lighten the burden on your family in dealing with your estate?

Business Planning

  • Are you starting a business?
  • Do you already own your own business?
  • Are you planning to sell your business in the future?

Special Situations Planning

  • Do you have a family member with special needs?
  • Are you getting married or getting divorced?
  • Do you have or are you considering an investment property?

Additionally, we believe that tax planning and proper tax preparation is extremely important in keeping your financial house in order.

We can help you with any one of these questions, and much more, while uncovering any additional important questions you should be asking.  With juggling family, work, kids, etc., we understand the difficulties of getting your finances in order.  Let us apply our expert knowledge and experiences to assist you.

*These services are offered by Joseph J. Ochotny, Jr. through his affiliation with Avantax.